Why Holding Too Much of One Stock Is Riskier Than You Think

Why Holding Too Much of One Stock Is Riskier Than You Think

— Baddies and Budgets
Concentration risk is one of the most overlooked dangers in investing. Here is how to tell if you are overexposed to a single stock and what to do about it.
What Are Required Minimum Distributions and How Do You Manage the Tax Hit

What Are Required Minimum Distributions and How Do You Manage the Tax Hit

— Baddies and Budgets
The government requires you to withdraw from your retirement accounts at age 73. Here is what RMDs are and the strategies that can help you manage the tax impact.
The Real Cost of Probate (And Why You Probably Need a Trust)

The Real Cost of Probate (And Why You Probably Need a Trust)

— Baddies and Budgets

There is so much misinformation out here about wills and probate costs. Let us break it all the way down so you know exactly what it costs, what a will actually does, and how to protect your family starting today.

Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

— Baddies and Budgets
Summer cooling costs are up nearly 9% this year. Here are five practical ways to cut your utility bill and redirect those savings toward your financial goals.
Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

— Baddies and Budgets
Stocks now make up a record share of American household wealth. Here is what that means for your portfolio and how to make sure you are not overexposed to risk.
Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

— Baddies and Budgets
Inflation just hit 4.2%, the highest in three years. Here is what it means for your budget and the specific investments that can help protect your money right now.
How to Pass On Your Money Values to the People You Love

How to Pass On Your Money Values to the People You Love

— Baddies and Budgets
The most powerful thing you can pass on is not money. It is the values behind it. Here is how to have the money conversations that build generational wealth.
Tax Smart Strategies That Can Help You Build Wealth Faster

Tax Smart Strategies That Can Help You Build Wealth Faster

— Baddies and Budgets
Your tax bill is not fixed. Here are five tax smart strategies that can help you keep more of your money and build wealth faster throughout the year.

Your Midyear Estate Planning Checklist (Yes, You Need One Even Now)

— Baddies and Budgets
Estate planning is not just for the wealthy or the elderly. If you have money or people you love, you need a plan. Here is a simple midyear checklist to get yours in order.
Stylish Black woman at a summer scene holding a budget planner and sun hat

Summer Money Leaks: How to Enjoy the Season Without Derailing Your Financial Goals

— Baddies and Budgets
Summer can quietly drain your budget if you are not paying attention. Here is how to enjoy the season fully without letting it derail your financial goals.
Stylish Black woman holding a glowing HSA card with medical cross symbols

The HSA Secret Most Women Are Missing (And Why It Could Change Your Financial Future)

— Baddies and Budgets
HSAs are one of the most powerful financial tools available, and women have the most to gain. Here is what an HSA is, why the myths are wrong, and how to make yours work harder.
Stylish Black woman pointing at an IRA account on her phone with growing charts

IRA Strategies That Can Help Your Money Grow Faster This Year

— Baddies and Budgets
Halfway through the year is the perfect time to check in on your IRA strategy. Here are the moves worth making right now to grow your retirement savings faster.