Budgeting Blog

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Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

— Baddies and Budgets
Etiquetados: budgeting energy saving money tips personal finance summer savings utility bills
Summer cooling costs are up nearly 9% this year. Here are five practical ways to cut your utility bill and redirect those savings toward your financial goals.
Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

— Baddies and Budgets
Etiquetados: bonds building wealth investing personal finance portfolio diversification stocks
Stocks now make up a record share of American household wealth. Here is what that means for your portfolio and how to make sure you are not overexposed to risk.
Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

— Baddies and Budgets
Etiquetados: budgeting inflation investing money tips personal finance portfolio TIPS
Inflation just hit 4.2%, the highest in three years. Here is what it means for your budget and the specific investments that can help protect your money right now.
How to Pass On Your Money Values to the People You Love

How to Pass On Your Money Values to the People You Love

— Baddies and Budgets
Etiquetados: family finances financial planning generational wealth kids and money money values wealth building
The most powerful thing you can pass on is not money. It is the values behind it. Here is how to have the money conversations that build generational wealth.
Tax Smart Strategies That Can Help You Build Wealth Faster

Tax Smart Strategies That Can Help You Build Wealth Faster

— Baddies and Budgets
Etiquetados: investing personal finance tax savings tax strategy wealth building
Your tax bill is not fixed. Here are five tax smart strategies that can help you keep more of your money and build wealth faster throughout the year.

Your Midyear Estate Planning Checklist (Yes, You Need One Even Now)

— Baddies and Budgets
Etiquetados: beneficiary estate planning financial planning personal finance wealth building will
Estate planning is not just for the wealthy or the elderly. If you have money or people you love, you need a plan. Here is a simple midyear checklist to get yours in order.
Stylish Black woman at a summer scene holding a budget planner and sun hat

Summer Money Leaks: How to Enjoy the Season Without Derailing Your Financial Goals

— Baddies and Budgets
Etiquetados: budget tips budgeting money tips personal finance spending summer savings
Summer can quietly drain your budget if you are not paying attention. Here is how to enjoy the season fully without letting it derail your financial goals.
Stylish Black woman holding a glowing HSA card with medical cross symbols

The HSA Secret Most Women Are Missing (And Why It Could Change Your Financial Future)

— Baddies and Budgets
Etiquetados: health savings account healthcare costs HSA personal finance tax savings women and money
HSAs are one of the most powerful financial tools available, and women have the most to gain. Here is what an HSA is, why the myths are wrong, and how to make yours work harder.
Stylish Black woman pointing at an IRA account on her phone with growing charts

IRA Strategies That Can Help Your Money Grow Faster This Year

— Baddies and Budgets
Etiquetados: building wealth investing IRA personal finance retirement savings Roth IRA
Halfway through the year is the perfect time to check in on your IRA strategy. Here are the moves worth making right now to grow your retirement savings faster.

Investing Terms Explained Like You're 5 (Plus Everything You Need to Actually Start)

— Jasmine Taylor
Baddies & Budgets Investing TermsExplained LikeYou're 5 Because growing your money should not feel like a secret club. Here is everything from the carousel, plus everything you need to actually...

What is Cash Stuffing? The Complete Beginner's Guide

— Jasmine Taylor
If you have seen those viral TikTok videos of people stuffing cash into aesthetic binders and wondered if it actually works, you are in the right place. Cash stuffing is...
Stylish Black woman relaxing while money and investment icons flow toward her

How to Make Your Money Work for You: Generating Income From Your Portfolio

— Baddies and Budgets
Etiquetados: bonds building wealth dividend stocks investing passive income personal finance
Your portfolio can do more than just grow. It can pay you. Here is how to build an income generating investment strategy that works for where you are right now.