Budgeting Blog

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Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

— Baddies and Budgets
Etiquetados: budgeting energy saving money tips personal finance summer savings utility bills
Summer cooling costs are up nearly 9% this year. Here are five practical ways to cut your utility bill and redirect those savings toward your financial goals.
Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

— Baddies and Budgets
Etiquetados: bonds building wealth investing personal finance portfolio diversification stocks
Stocks now make up a record share of American household wealth. Here is what that means for your portfolio and how to make sure you are not overexposed to risk.
Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

— Baddies and Budgets
Etiquetados: budgeting inflation investing money tips personal finance portfolio TIPS
Inflation just hit 4.2%, the highest in three years. Here is what it means for your budget and the specific investments that can help protect your money right now.
Tax Smart Strategies That Can Help You Build Wealth Faster

Tax Smart Strategies That Can Help You Build Wealth Faster

— Baddies and Budgets
Etiquetados: investing personal finance tax savings tax strategy wealth building
Your tax bill is not fixed. Here are five tax smart strategies that can help you keep more of your money and build wealth faster throughout the year.

Your Midyear Estate Planning Checklist (Yes, You Need One Even Now)

— Baddies and Budgets
Etiquetados: beneficiary estate planning financial planning personal finance wealth building will
Estate planning is not just for the wealthy or the elderly. If you have money or people you love, you need a plan. Here is a simple midyear checklist to get yours in order.
Stylish Black woman at a summer scene holding a budget planner and sun hat

Summer Money Leaks: How to Enjoy the Season Without Derailing Your Financial Goals

— Baddies and Budgets
Etiquetados: budget tips budgeting money tips personal finance spending summer savings
Summer can quietly drain your budget if you are not paying attention. Here is how to enjoy the season fully without letting it derail your financial goals.
Stylish Black woman holding a glowing HSA card with medical cross symbols

The HSA Secret Most Women Are Missing (And Why It Could Change Your Financial Future)

— Baddies and Budgets
Etiquetados: health savings account healthcare costs HSA personal finance tax savings women and money
HSAs are one of the most powerful financial tools available, and women have the most to gain. Here is what an HSA is, why the myths are wrong, and how to make yours work harder.
Stylish Black woman pointing at an IRA account on her phone with growing charts

IRA Strategies That Can Help Your Money Grow Faster This Year

— Baddies and Budgets
Etiquetados: building wealth investing IRA personal finance retirement savings Roth IRA
Halfway through the year is the perfect time to check in on your IRA strategy. Here are the moves worth making right now to grow your retirement savings faster.
Stylish Black woman relaxing while money and investment icons flow toward her

How to Make Your Money Work for You: Generating Income From Your Portfolio

— Baddies and Budgets
Etiquetados: bonds building wealth dividend stocks investing passive income personal finance
Your portfolio can do more than just grow. It can pay you. Here is how to build an income generating investment strategy that works for where you are right now.
Stylish Black woman opening a large vault door revealing investment charts and money

What Is Private Equity and Can You Actually Invest in It

— Baddies and Budgets
Etiquetados: building wealth investing investing for beginners personal finance private equity
Private equity used to be off limits for everyday investors. Not anymore. Here is what it is, how you can access it, and whether it belongs in your financial plan.
Stylish Black woman checking off a financial checklist with a calendar and savings jar

Midyear Money Check: 5 Smart Financial Moves to Make Before the Year Is Over

— Baddies and Budgets
Etiquetados: budgeting investing midyear money net worth personal finance savings goals
We are halfway through 2026 and there are real financial opportunities on the table. Here are 5 smart money moves to make before the year is over.
Stylish Black woman pressing an auto button on a retirement savings dashboard

Why Your 401(k) Should Be on Auto Increase Right Now

— Baddies and Budgets
Etiquetados: 401k auto increase investing personal finance retirement savings
401(k) savings just hit record levels, and one simple feature is driving it. Here is how to turn on auto increase and let your retirement savings grow on autopilot.