Budgeting Blog

The Retirement Gap Is Real. Here Is How Women Can Close It.

The Retirement Gap Is Real. Here Is How Women Can Close It.

— Baddies and Budgets
Etiquetados: 401k building wealth IRA retirement planning retirement savings women and money
Women often retire with less money because life asks more of us. Here are seven practical moves that can help you close the gap and protect your future.

You Have a Few Months Left to Hit Your Savings Limits. Here Is How to Do It.

— Baddies and Budgets
Etiquetados: 401k HSA IRA personal finance retirement savings tax strategy
With only a few months left in 2026, it is time to check your progress toward your IRA, 401k, and HSA contribution limits. Here is how to max them out before December 31.

Inherited IRA Tax Rules: What You Need to Know Before You Make a Move

— Baddies and Budgets
Etiquetados: estate planning inherited IRA IRA personal finance retirement SECURE Act tax strategy
The rules for inherited IRAs changed significantly in 2020. Here is what the 10 year rule means, who is exempt, and how to minimize your tax bill on an inherited IRA.
Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.

Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.

— Baddies and Budgets
Etiquetados: building wealth IRA personal finance retirement income retirement planning Roth IRA Social Security
Social Security could run out in 2032, cutting benefits by 00 per month. Here is what you need to do right now to protect your retirement regardless of what Congress does.
What Are Required Minimum Distributions and How Do You Manage the Tax Hit

What Are Required Minimum Distributions and How Do You Manage the Tax Hit

— Baddies and Budgets
Etiquetados: IRA personal finance retirement RMDs Roth conversion tax strategy
The government requires you to withdraw from your retirement accounts at age 73. Here is what RMDs are and the strategies that can help you manage the tax impact.
Stylish Black woman pointing at an IRA account on her phone with growing charts

IRA Strategies That Can Help Your Money Grow Faster This Year

— Baddies and Budgets
Etiquetados: building wealth investing IRA personal finance retirement savings Roth IRA
Halfway through the year is the perfect time to check in on your IRA strategy. Here are the moves worth making right now to grow your retirement savings faster.