Budgeting Blog

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2026 Capital Gains Tax Rates: What Every Investor Needs to Know

2026 Capital Gains Tax Rates: What Every Investor Needs to Know

— Baddies and Budgets
Etiquetados: 2026 taxes capital gains tax investing personal finance tax savings tax strategy
The 2026 capital gains tax rates are out, and knowing them could save you thousands. Here is what every investor needs to know before selling anything this year.
Inflation, the National Debt, and Your Money: What You Actually Need to Know

Inflation, the National Debt, and Your Money: What You Actually Need to Know

— Baddies and Budgets
Etiquetados: building wealth diversification inflation interest rates investing national debt personal finance
Inflation is up, interest rates may rise, and the national debt is growing. Here is what it all means for your money and how to position your investments right now.
What Is the Best Place for Your Uninvested Cash Right Now?

What Is the Best Place for Your Uninvested Cash Right Now?

— Baddies and Budgets
Etiquetados: cash management emergency fund high yield savings investing personal finance savings
Cash sitting idle is losing value to inflation. Here is exactly where to put your uninvested cash based on your timeline and your goals.
3 Midyear Tax Moves That Could Save You Money Before December

3 Midyear Tax Moves That Could Save You Money Before December

— Baddies and Budgets
Etiquetados: budgeting investing midyear taxes personal finance tax savings tax strategy W4
You still have time to reduce your 2026 tax bill. Here are three midyear tax moves worth making before December 31 that could save you real money.
Why Holding Too Much of One Stock Is Riskier Than You Think

Why Holding Too Much of One Stock Is Riskier Than You Think

— Baddies and Budgets
Etiquetados: building wealth concentration risk diversification investing personal finance portfolio stocks
Concentration risk is one of the most overlooked dangers in investing. Here is how to tell if you are overexposed to a single stock and what to do about it.
Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

— Baddies and Budgets
Etiquetados: bonds building wealth investing personal finance portfolio diversification stocks
Stocks now make up a record share of American household wealth. Here is what that means for your portfolio and how to make sure you are not overexposed to risk.
Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

— Baddies and Budgets
Etiquetados: budgeting inflation investing money tips personal finance portfolio TIPS
Inflation just hit 4.2%, the highest in three years. Here is what it means for your budget and the specific investments that can help protect your money right now.
Tax Smart Strategies That Can Help You Build Wealth Faster

Tax Smart Strategies That Can Help You Build Wealth Faster

— Baddies and Budgets
Etiquetados: investing personal finance tax savings tax strategy wealth building
Your tax bill is not fixed. Here are five tax smart strategies that can help you keep more of your money and build wealth faster throughout the year.
Stylish Black woman pointing at an IRA account on her phone with growing charts

IRA Strategies That Can Help Your Money Grow Faster This Year

— Baddies and Budgets
Etiquetados: building wealth investing IRA personal finance retirement savings Roth IRA
Halfway through the year is the perfect time to check in on your IRA strategy. Here are the moves worth making right now to grow your retirement savings faster.
Stylish Black woman relaxing while money and investment icons flow toward her

How to Make Your Money Work for You: Generating Income From Your Portfolio

— Baddies and Budgets
Etiquetados: bonds building wealth dividend stocks investing passive income personal finance
Your portfolio can do more than just grow. It can pay you. Here is how to build an income generating investment strategy that works for where you are right now.
Stylish Black woman opening a large vault door revealing investment charts and money

What Is Private Equity and Can You Actually Invest in It

— Baddies and Budgets
Etiquetados: building wealth investing investing for beginners personal finance private equity
Private equity used to be off limits for everyday investors. Not anymore. Here is what it is, how you can access it, and whether it belongs in your financial plan.
Stylish Black woman checking off a financial checklist with a calendar and savings jar

Midyear Money Check: 5 Smart Financial Moves to Make Before the Year Is Over

— Baddies and Budgets
Etiquetados: budgeting investing midyear money net worth personal finance savings goals
We are halfway through 2026 and there are real financial opportunities on the table. Here are 5 smart money moves to make before the year is over.