Budgeting Blog

A Surprising Way to Lower Your Investment Taxes (That Most People Overlook)

A Surprising Way to Lower Your Investment Taxes (That Most People Overlook)

— Baddies and Budgets
Tagged: 401k building wealth investing personal finance Roth IRA tax location tax strategy
Tax location is one of the most underused strategies in personal finance. Here is how placing the right investments in the right accounts can save you thousands in taxes.
Should You Do a Roth Conversion? 7 Questions to Ask Before You Decide

Should You Do a Roth Conversion? 7 Questions to Ask Before You Decide

— Baddies and Budgets
Tagged: building wealth personal finance retirement planning Roth conversion Roth IRA tax strategy traditional IRA
A Roth conversion can be one of the smartest tax moves you make. Here are 7 questions to help you decide whether now is the right time to convert your traditional IRA to a Roth.
6 Money Tips Every College Student Needs to Hear Before Fall

6 Money Tips Every College Student Needs to Hear Before Fall

— Baddies and Budgets
Tagged: budgeting college money tips financial literacy personal finance Roth IRA savings student loans
College is the perfect time to build money habits that last a lifetime. Here are 6 financial tips every student needs before heading back to school this fall.
Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.

Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.

— Baddies and Budgets
Tagged: building wealth IRA personal finance retirement income retirement planning Roth IRA Social Security
Social Security could run out in 2032, cutting benefits by 00 per month. Here is what you need to do right now to protect your retirement regardless of what Congress does.
Stylish Black woman pointing at an IRA account on her phone with growing charts

IRA Strategies That Can Help Your Money Grow Faster This Year

— Baddies and Budgets
Tagged: building wealth investing IRA personal finance retirement savings Roth IRA
Halfway through the year is the perfect time to check in on your IRA strategy. Here are the moves worth making right now to grow your retirement savings faster.