Budgeting Blog
4 Keys to Building a Retirement Plan That Actually Works
A real retirement plan covers more than your 401k balance. Here are the 4 keys to building a comprehensive retirement plan that addresses income, investments, healthcare, and legacy.
How to Handle an Inheritance Without Making Costly Mistakes
Receiving an inheritance can change your financial life, but only if you handle it wisely. Here is how to avoid the most costly inheritance mistakes.
A Surprising Way to Lower Your Investment Taxes (That Most People Overlook)
Tax location is one of the most underused strategies in personal finance. Here is how placing the right investments in the right accounts can save you thousands in taxes.
Home Equity Loans and HELOCs: What You Need to Know Before You Tap Your Home
Homeowners are tapping home equity at record levels. Here is how home equity loans and HELOCs work, when to use them, and when to leave your equity alone.
Long Term Care: The Retirement Cost Nobody Talks About (But Everyone Should Plan For)
More than half of Americans will need long term care in their lifetime, but Medicare does not cover most of it. Here is what long term care costs and how to plan for it.
Your Salary Stopped Growing. Here Is What to Do About It.
Your salary stopped growing and you are not sure why. Here is what causes mid career income stalls and 5 specific steps to break through and start earning more.
The Sandwich Generation: How to Financially Support Your Parents and Your Kids Without Losing Yourself
Supporting aging parents and your own kids at the same time is called the sandwich generation. Here is how to handle the financial pressure without sacrificing your own future.
The Mutual Fund Tax Trap Most Investors Don't Know About
You can owe taxes on a mutual fund even if you lost money. Here is how the mutual fund tax trap works and 4 ways to avoid it in your investment portfolio.
Should You Do a Roth Conversion? 7 Questions to Ask Before You Decide
A Roth conversion can be one of the smartest tax moves you make. Here are 7 questions to help you decide whether now is the right time to convert your traditional IRA to a Roth.
The Surprising Truth About Retirement Spending (And Why It Should Change How You Plan)
One third of retirees still have all their money after 20 years. The problem is not spending too much in retirement. It is spending too little. Here is what that means for your plan.
3 Money Saving Tricks You Probably Have Not Tried Yet (But Should)
Most budgeting advice is the same. Here are 3 less talked about savings tricks that can save you hundreds of dollars a year with almost no effort.
How to Recreate Your Paycheck in Retirement (6 Steps That Actually Work)
When you retire, your paycheck disappears. Here are 6 steps to turn your savings into a reliable retirement income stream that lasts as long as you do.