Budgeting Blog
4 Keys to Building a Retirement Plan That Actually Works
A real retirement plan covers more than your 401k balance. Here are the 4 keys to building a comprehensive retirement plan that addresses income, investments, healthcare, and legacy.
How to Handle an Inheritance Without Making Costly Mistakes
Receiving an inheritance can change your financial life, but only if you handle it wisely. Here is how to avoid the most costly inheritance mistakes.
A Surprising Way to Lower Your Investment Taxes (That Most People Overlook)
Tax location is one of the most underused strategies in personal finance. Here is how placing the right investments in the right accounts can save you thousands in taxes.
Home Equity Loans and HELOCs: What You Need to Know Before You Tap Your Home
Homeowners are tapping home equity at record levels. Here is how home equity loans and HELOCs work, when to use them, and when to leave your equity alone.
Your Salary Stopped Growing. Here Is What to Do About It.
Your salary stopped growing and you are not sure why. Here is what causes mid career income stalls and 5 specific steps to break through and start earning more.
Should You Do a Roth Conversion? 7 Questions to Ask Before You Decide
A Roth conversion can be one of the smartest tax moves you make. Here are 7 questions to help you decide whether now is the right time to convert your traditional IRA to a Roth.
The Surprising Truth About Retirement Spending (And Why It Should Change How You Plan)
One third of retirees still have all their money after 20 years. The problem is not spending too much in retirement. It is spending too little. Here is what that means for your plan.
How to Recreate Your Paycheck in Retirement (6 Steps That Actually Work)
When you retire, your paycheck disappears. Here are 6 steps to turn your savings into a reliable retirement income stream that lasts as long as you do.
How to Pass Wealth to the Next Generation Without Giving It All to Taxes
You worked hard to build your wealth. Here is how to pass it to the next generation without losing a large portion to taxes.
Inflation, the National Debt, and Your Money: What You Actually Need to Know
Inflation is up, interest rates may rise, and the national debt is growing. Here is what it all means for your money and how to position your investments right now.
How to Ask for a Raise This Summer (And Actually Get It)
Midyear is the best time to ask for a raise, not December. Here is how to prepare, what to say, and how to walk in confident and ready.
Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.
Social Security could run out in 2032, cutting benefits by 00 per month. Here is what you need to do right now to protect your retirement regardless of what Congress does.