Can't wait to fill it!
Valentine Edition
The $20 Savings Challenge Book is a structured savings tool designed to help you build $1,000 using consistent, manageable deposits.
Each icon inside the tracker represents $20. As you complete each section, you set aside $20 and mark it off, giving you a clear, visual way to track your progress from start to finish.
How It Works
Each time you save $20, mark off one section in the tracker. Continue until all sections are complete and you’ve reached your $1,000 goal. This system keeps saving simple, predictable, and easy to stay consistent with.
Product Details
Total Savings Goal: $1,000
Increment: $20 per section
Coil bound book design for easy flipping
Durable laminated pages for long term use
Compact size for storing or carrying in your binder or bag
Pre printed tracker for clear progress visualization
Features
Visual savings tracker to keep you motivated
Structured layout that removes guesswork
Reusable format when paired with your own tracking method
Designed for cash stuffing or traditional saving methods
Ideal For
Anyone looking to save $1,000 in a simple way
Beginners who want a clear starting point
Budgeters who prefer fixed, consistent amounts
Pairing with sinking funds or savings challenges
Why It Works
Saving $1,000 can feel overwhelming when there’s no plan. This breaks it down into smaller, repeatable steps so you always know exactly what to do next.
No guessing. No overthinking. Just progress.
Overall rating: 5.0 / 5 from 32 reviews.
Can't wait to fill it!
Juanita C. 5/5 Verified
Love it.!!!!
Suchita B. 5/5 Verified
I love how the package came and I haven’t even opened it yet to get started but I will be doing it this week sometime… And I will be ordering again
Shanequa L. 5/5 Verified
I like it. So far so good. Every $20 I have left over in my wallet goes into the challenge instead of spending it for fun. The binder itself is really good quality and super thick.
Melissa P. 5/5 Verified
I love it the cool thing is I do not have to fold my money!!!!!!!
Cynthia H. 5/5 Verified
love the look hides the bills
China C. 5/5 Verified
Very simple!
Sherry G. 5/5 Verified
They are both are really gorgeous and even though I already have the ive got 5 on it I bought a second one to help with the savings as well thank u so much for making these they are awesome
Annie E. 5/5 Verified
Baddies & Budgets never disappoints! The product quality is exceptional, and everything feels so premium in hand. Working through my savings challenges with her collection keeps me consistent, organized, and genuinely excited to save. If you're on the fence, get it—it’s worth every penny!
Charlenda M. 5/5 Verified
Love these savings challenge. The black is slick and you don't have to fold your money.
Heather H. 5/5 Verified
So in love with my budget books cant wait to start using them. I just received them.
Cathy R. 5/5 Verified
It was beautiful like i expected it to be. I sent another review on your Instagram. Im never disappointed when I order. Keep coming with greatness
Sidra H. 5/5 Verified
Such good quality. I am so in love with my purchase. Can't wait to start saving with it.
Betsy S. 5/5 Verified
This challenge book is Too Cute. I can't wait to complete it
Sidra H. 5/5 Verified
It’s so cute and the quality is great! Can’t wait to using it!
Aletha M. 5/5 Verified
I love all the products from Baddies and Budgets, she makes saving money fun and educational.
Diane O. 5/5 Verified
I love it! I can't wait to start saving, this has come just in time.
Kamaria S. 5/5 Verified
Its beautiful, clean, esthetically pleasing. I showed everyone. They all loved the idea.
Ashlie M. 5/5 Verified
Ease of ordering, fast shipment, and high quality savings challenge booklet. Love the ease of saving the funds and construction of the product.
Cheryl T. 5/5 Verified
Wonderful way to save! Love it💕
Lisa J. 5/5 Verified
Awesome, so well made. Sending this to my daughter to start her savings journey!
Shawna C. 5/5 Verified
I like quality and the price of $20 Challenge Book.
Nancy W. 5/5 Verified
Can’t wait to start on the challenge
Crystal M. 5/5 Verified
"I'm new to savings challenges and cash stuffing, but I already feel like an expert when it comes to these products."
Stephanie W. 5/5 Verified
Cant wait to use it
Z D. 5/5 Verified
I have started so many challenges, have to use funds a month or so later. So I decided to stick to one saving challenge @ time. So I bought this beauty and the $10 baddie nation challenges and baby, Im in love ❤️ and awe. I refuse to dig in. I have started budgeting paychecks in order to fill this challenge and the $10 challenge as a beginning to financial n debt freedom
Marcia D. 5/5 Verified
I am so in love with my new $20 Challenge Book! It arrived in absolutely excellent condition, and the quality is amazing. The thick plastic money holders feel incredibly durable, which makes sliding the savings in so satisfying. Reaching that $1,000 goal is going to be a absolute piece of cake with this setup. It's the perfect, motivating addition to my Baddies & Budgets collection. Love it so much!
Charlenda M. 5/5 Verified
I love the quality of this challenge
Gail K. 5/5 Verified
Staying consistent isn’t always easy, but every small deposit adds up. This challenge shows that discipline + patience really pays off.
Shamone M. 5/5 Verified
Lover it, easy way to save extra money. My extra money to save.
Claudia D. 5/5 Verified
Always amazing products and quality!
Tiffani W. 5/5 Verified
Great quality !
Gregoria T. 5/5 Verified

