We caught up with the brilliant and insightful Jasmine Taylor a few weeks ago and have shared our conversation below.

Jasmine, looking forward to hearing all of your stories today. What’s the backstory behind how you came up with the idea for your business?

Baddies and Budgets didn’t start as a business idea—it was born out of my personal need to change my financial situation. I was broke, drowning in debt, fresh out of college, and struggling to find a way forward. On top of that, I was responsible for raising my niece after the passing of my sister. I knew I wanted more for both of us—a stable, secure future—but I had no idea where to begin.

Determined to get on the right track, I began researching different budgeting methods. I tried several approaches, but none really stuck until I discovered cash stuffing. Something about physically managing my money clicked—it felt real, tangible, and gave me control in a way other methods hadn’t. To keep myself accountable, I started documenting my journey online, sharing my successes and struggles.

To my surprise, I wasn’t alone. So many people connected with my story and were dealing with the same financial challenges. I realized that what I was building wasn’t just helping me—it was creating a space for others to feel empowered and seen. That’s when it clicked: this was bigger than me.

I took the stimulus check I received that year and invested it into building what is now Baddies and Budgets LLC. It started as a leap of faith, fueled by the desire to overcome my own challenges and help others do the same. Seeing how many people resonated with my journey, I knew I was onto something worthwhile. It wasn’t just about budgeting; it was about giving people the tools and confidence to take control of their money—and their lives.