50/30/20 Rule
08 Apr 2025
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The 50/30/20 Budgeting Rule: A Simple Plan for Financial Freedom
Blog Summary: Looking for a budget that’s simple and effective? The 50/30/20 rule is perfect for beginners and baddies who want balance, freedom, and financial glow-ups.
How It Works
- 50% of your income goes to needs (housing, bills, groceries)
- 30% goes to wants (brunch, Target runs, hobbies)
- 20% goes to savings and debt repayment
Why It Works
It’s easy to follow and leaves room for fun while still prioritizing your future.
Tips to Make It Work for You
- Use a budgeting app or printable worksheet
- Recalculate if your income changes
- Be honest about what’s a “need” vs. a “want”
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