New to Budgeting and Cash Stuffing

New Here? Start Budgeting | Baddies and Budgets

New Here, Sis? Let's Start Your Budget Glow-Up

Budgeting doesn’t have to be boring or confusing. At Baddies and Budgets, we make managing your money fun, cute, and completely doable. Whether you're starting from scratch or starting over — these tools are for you.

✨ Shop the Baddie Starter Kit ✨

These are the products we recommend for every new baddie learning to budget. Beginner-friendly, cute AF, and guaranteed to help you get your coins in order. 💅🏾

Intentionally Rich Planner

Intentionally Rich® Budget Planner

Track spending, set goals, and stay on budget all year long.

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Budget Spreadsheet

The Budget Spreadsheet

Plan budgets, track income, and manage expenses digitally.

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All In One Kit

The All-In-One Kit

Binder, envelopes, trackers — everything you need to get started!

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100 Envelope Challenge

100 Envelope Challenge

Save over $5,000 with this fun, visual savings challenge.

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💬 Frequently Asked Questions

I feel like I’m always broke. Will budgeting even help?

Yes, sis! Budgeting helps you tell your money where to go instead of wondering where it went. Even with a low income, a budget can help you take control.

What’s the easiest way to start if I’ve never budgeted before?

Start with the All-In-One Kit or the Planner. List your income, subtract your bills, and plan one paycheck at a time. We got you.

How do I stop impulse spending?

Use a sinking fund for self-care or “fun money.” Give yourself permission to enjoy your coins without guilt.

I’ve tried before and failed. How do I stay consistent?

That’s why we made budgeting visual and fun. Use challenges like 52 Fridays or our 100 Envelope Binder to keep things exciting.

What if I feel ashamed or overwhelmed?

You’re not alone. We’ve all been there. This is a no-judgment zone — the fact that you're here means you're ready. Let’s get to work.

Still have questions?

Send us a DM on Instagram @baddiesnbudgets or email us at help@baddiesnbudgets.com. We’re here to help you get your coins together with confidence.

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