Budgeting Blog
4 Keys to Building a Retirement Plan That Actually Works
A real retirement plan covers more than your 401k balance. Here are the 4 keys to building a comprehensive retirement plan that addresses income, investments, healthcare, and legacy.
Long Term Care: The Retirement Cost Nobody Talks About (But Everyone Should Plan For)
More than half of Americans will need long term care in their lifetime, but Medicare does not cover most of it. Here is what long term care costs and how to plan for it.
Should You Do a Roth Conversion? 7 Questions to Ask Before You Decide
A Roth conversion can be one of the smartest tax moves you make. Here are 7 questions to help you decide whether now is the right time to convert your traditional IRA to a Roth.
The Surprising Truth About Retirement Spending (And Why It Should Change How You Plan)
One third of retirees still have all their money after 20 years. The problem is not spending too much in retirement. It is spending too little. Here is what that means for your plan.
How to Recreate Your Paycheck in Retirement (6 Steps That Actually Work)
When you retire, your paycheck disappears. Here are 6 steps to turn your savings into a reliable retirement income stream that lasts as long as you do.
Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.
Social Security could run out in 2032, cutting benefits by 00 per month. Here is what you need to do right now to protect your retirement regardless of what Congress does.
Pension Decisions That Could Affect Your Income for Life: What You Need to Know
If you have a pension, the decisions you make before retirement can permanently affect your monthly income. Here is what you need to know before you choose your payout option.