Budgeting Blog
The Surprising Truth About Retirement Spending (And Why It Should Change How You Plan)
One third of retirees still have all their money after 20 years. The problem is not spending too much in retirement. It is spending too little. Here is what that means for your plan.
3 Money Saving Tricks You Probably Have Not Tried Yet (But Should)
Most budgeting advice is the same. Here are 3 less talked about savings tricks that can save you hundreds of dollars a year with almost no effort.
How to Recreate Your Paycheck in Retirement (6 Steps That Actually Work)
When you retire, your paycheck disappears. Here are 6 steps to turn your savings into a reliable retirement income stream that lasts as long as you do.
Your Bank Is Paying You Almost Nothing. Here Is How to Fix It
Savings Strategy Your bank is paying you almost nothing to hold your money. And they are counting on you not knowing that. Last month I made $413.45 in interest without...
What Does It Mean to Be an Executor? What You Need to Know Before You Say Yes
Being named an executor is an honor, but it comes with real legal and financial responsibilities. Here is what you need to know before you say yes.
How to Pass Wealth to the Next Generation Without Giving It All to Taxes
You worked hard to build your wealth. Here is how to pass it to the next generation without losing a large portion to taxes.
2026 Capital Gains Tax Rates: What Every Investor Needs to Know
The 2026 capital gains tax rates are out, and knowing them could save you thousands. Here is what every investor needs to know before selling anything this year.
No Spend July 2026
Budgeting Challenge July? We are not spending a single dollar we do not have to. You in? Welcome to No Spend July — a 31-day challenge where you and I...
Inflation, the National Debt, and Your Money: What You Actually Need to Know
Inflation is up, interest rates may rise, and the national debt is growing. Here is what it all means for your money and how to position your investments right now.
How to Ask for a Raise This Summer (And Actually Get It)
Midyear is the best time to ask for a raise, not December. Here is how to prepare, what to say, and how to walk in confident and ready.
What Is the Best Place for Your Uninvested Cash Right Now?
Cash sitting idle is losing value to inflation. Here is exactly where to put your uninvested cash based on your timeline and your goals.
The Money Mirror — Free Spending Reality Check Workbook
Go look in your closet real quick. How much money is just sitting there unworn, unused, with the tags still on? The Money Mirror is a free 4-page workbook that helps you see exactly where your money went — no shame, just clarity.