3 Midyear Tax Moves That Could Save You Money Before December

3 Midyear Tax Moves That Could Save You Money Before December

— Baddies and Budgets
You still have time to reduce your 2026 tax bill. Here are three midyear tax moves worth making before December 31 that could save you real money.
Student Loan Repayment Plans Are Changing: What Borrowers Need to Know Now

Student Loan Repayment Plans Are Changing: What Borrowers Need to Know Now

— Baddies and Budgets
Federal student loan repayment plans are changing in 2026. Here is what is happening, what the new Repayment Assistance Plan means, and what you need to do before July 1.
Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.

Social Security Could Run Out in 2032. Here Is What You Need to Do Right Now.

Social Security could run out in 2032, cutting benefits by 00 per month. Here is what you need to do right now to protect your retirement regardless of what Congress does.
Pension Decisions That Could Affect Your Income for Life: What You Need to Know

Pension Decisions That Could Affect Your Income for Life: What You Need to Know

If you have a pension, the decisions you make before retirement can permanently affect your monthly income. Here is what you need to know before you choose your payout option.
Why Holding Too Much of One Stock Is Riskier Than You Think

Why Holding Too Much of One Stock Is Riskier Than You Think

Concentration risk is one of the most overlooked dangers in investing. Here is how to tell if you are overexposed to a single stock and what to do about it.
What Are Required Minimum Distributions and How Do You Manage the Tax Hit

What Are Required Minimum Distributions and How Do You Manage the Tax Hit

— Baddies and Budgets
The government requires you to withdraw from your retirement accounts at age 73. Here is what RMDs are and the strategies that can help you manage the tax impact.
Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

Your Summer Utility Bill Is About to Get Expensive. Here Is How to Fight Back.

— Baddies and Budgets
Summer cooling costs are up nearly 9% this year. Here are five practical ways to cut your utility bill and redirect those savings toward your financial goals.
Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

Americans Are Holding More Stocks Than Ever. Is Your Portfolio Balanced?

— Baddies and Budgets
Stocks now make up a record share of American household wealth. Here is what that means for your portfolio and how to make sure you are not overexposed to risk.
Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

Inflation Is Back at 4.2%: Here Is How to Protect Your Money Right Now

— Baddies and Budgets
Inflation just hit 4.2%, the highest in three years. Here is what it means for your budget and the specific investments that can help protect your money right now.
Tax Smart Strategies That Can Help You Build Wealth Faster

Tax Smart Strategies That Can Help You Build Wealth Faster

— Baddies and Budgets
Your tax bill is not fixed. Here are five tax smart strategies that can help you keep more of your money and build wealth faster throughout the year.

Your Midyear Estate Planning Checklist (Yes, You Need One Even Now)

— Baddies and Budgets
Estate planning is not just for the wealthy or the elderly. If you have money or people you love, you need a plan. Here is a simple midyear checklist to get yours in order.
Stylish Black woman at a summer scene holding a budget planner and sun hat

Summer Money Leaks: How to Enjoy the Season Without Derailing Your Financial Goals

— Baddies and Budgets
Summer can quietly drain your budget if you are not paying attention. Here is how to enjoy the season fully without letting it derail your financial goals.