Budgeting Blog

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Investing for Beginners: How to Start With What You Have

— Baddies and Budgets
Taggué: budgeting money mindset money tips personal finance real talk money savings goals
You do not need to be rich or have a finance degree to start investing. Here is a beginner friendly breakdown of how to start investing with the money you have right now.

What Is a 401k and Should You Actually Be Using One

— Baddies and Budgets
Taggué: budgeting money mindset money tips personal finance real talk money savings goals
A 401k is one of the most powerful tools for building wealth, and your employer might be offering free money you are not taking. Here is everything you need to know in plain language.

Debt Snowball vs Debt Avalanche: Which Payoff Method Is Right for You

— Baddies and Budgets
Taggué: budgeting how to budget money mindset money tips personal finance real talk money
Choosing between the debt snowball and debt avalanche methods? Here is a clear breakdown of how each one works so you can pick the right strategy and actually pay off your debt.