The Budget Spreadsheet

Precio normal $19.90
Descripción

The Budget Spreadsheet

Your All-In-One Digital Money System — No Stress, All Clarity

Manage your cash the baddie way. This editable Google Sheets template is built to handle your income, bills, spending, and savings — all in one place, with style.

 

What You’ll Get:

• A fully editable Google Sheets template (works on desktop, phone, tablet)

• Prebuilt formulas for totals, percentages, and savings goals

• Monthly and annual summaries so you can see trends

• Clean, aesthetic layout with Baddies & Budgets energy

 

How It Works:

1. Input your income and regular expenses (bills, subscriptions, etc.)

2. Track your spending through the month (categories, notes)

3. Watch your savings grow and see how much of your income is “free”

4. Use the summary tabs to evaluate, adjust, and project

 

Why You’ll Love It:

• No formulas or hassles — it’s plug-and-play

• Stylish but sensible — it looks good and works

• Flexible — use it alongside your cash envelopes, binder, or alone

• Designed for women hustling for financial clarity

 

Who It’s For:

• Anyone who’s tired of messy spreadsheets or blank templates

• Creatives, bosses, hustlers who want structure with flair

• People who like tracking progress visually and frequently

• Budget newbies who want a simple system to get started

 

Pro Tips:

• Color-code your categories (needs, wants, savings) for quick visual scanning

• Review at the end of each month — adjust for overspending

• Combine with a cash-stuffing binder for hybrid systems

 

Get control of your money. Stop guessing. Know exactly where your cash is going — with flair.

Important Information

📌 This is a digital product. No physical item will be shipped.

📌 You must have a Google account to access the spreadsheet.

📌 Final Sale – No refunds or exchanges. Due to the nature of digital downloads, all sales are final.

💖 Start budgeting like a baddie today! Grab your All-in-One Budget Spreadsheet now and take the first step toward financial freedom! 💸✨

 

THIS IS A DIGITAL DOWNLOAD! THIS comes in PDF form. YOU WILL RECEIVE AN EMAIL WITH THIS SHEET ATTACHED TO IT within 24 hours. If its not in your main inbox be sure to check your spam mail!!! Digital items are NON refundable! 

What's Included
✅Fully Automated Budgeting System – Track your monthly income and expenses effortlessly.

✅ Customizable Categories – Personalize your budget to fit your lifestyle.

✅ Savings & Debt Payoff Trackers – Stay on top of your financial goals.

✅ Cash Flow Overview – See exactly where your money is going.

✅ Expense Breakdown & Insights – Identify spending patterns and adjust accordingly.

✅ Annual Summary Dashboard – Monitor your progress over time.

Product Details
Format
Digital Download
Binder Size
Digital (No Binder)

Customer Reviews

Overall rating: 4.7 / 5 from 96 reviews.

This is the first time as a new wife and mom that I feel at ease with our finances! I know where everything is going. Thank you so much!

The Budget Spreadsheet

Awesome, would buy future products. Great way to stay organized and keep up with bills. Love the fact that its a digital download.

The Budget Spreadsheet

I absolutely love this digital planner. I am trying to get more organized with my budget and this planner has been a game changer for me

The Budget Spreadsheet

I love this product!!!! Makes it so much easier to track debt, sinking funds and also ensure my monthly bills are paid on time. I’ve actually automated some of my bills and it is working out really well for me. Thank you Baddies & Budgets for all you do for the single Moms and those trying their best to beat down debt and live a better life for ourselves and build a future for our kids.

The Budget Spreadsheet

Really easy to used product and helps we get a reslly good idea on how to budget pay checks and how my sinking funds are progressing

The Budget Spreadsheet

I love it! Although I like physical cash, I prefer a digital budget sheet. This one is perfect! I especially love it bc I can begin the month with a “starting amount” since my paychecks aren’t exactly on the 1st and 15th. It makes keeping track of my money so easy

The Budget Spreadsheet

Can’t wait to try it out… it’s always amazing seeing a young black women teaching to another!!! I love it here!

The Budget Spreadsheet

Been using for 2 years now and it has gotten my finances in order!

The Budget Spreadsheet

This purchase is probably the smartest one I’ve made in my life. This budgeting sheet really helps me see how ridiculous my spending can be and where I can cut back. When you see your spending habits right in front of you, it just hits different. It also helps me stay within my budget as much as possible. I seriously love this. I’ve tried other budgeting tools before, but none of them were as easy to get into or stick with. Thank you so much!!

The Budget Spreadsheet

This budget is amazing, I've tried others and this is by far the best, most thoughtful and functional digital budget. Highly recommend!

The Budget Spreadsheet

Customer photo review of The Budget Spreadsheet

I definitely appreciate how much this sheet helps me navigate my finances. Brings me up to speed and reality check of where money is going. I wish there was a sheet for weekly or bi-weekly planning just like the hard budget planners do but this one is just monthly planning.

The Budget Spreadsheet

Customer video review of The Budget Spreadsheet

I love that I can have a full overview of the entire year. Super excited for 2026! Thank you Baddies and Budgets. You are really outdoing yourself!🎊🎊🎊🎊

The Budget Spreadsheet

I’ve used a lot of budgeting tools, but the Baddies & Budgets Spreadsheet is honestly one of the best I’ve ever downloaded. It’s super easy to understand, beautifully organized, and helps you see exactly where your money is going. I love that it breaks everything down, income, bills, debt, savings, and goals, all in one place.

The Budget Spreadsheet

Thankful to start this journey simple and video makes it easier to understand !

The Budget Spreadsheet

I love me a good spreadsheet! I love how everything is now in one place: my income, savings, bills, debt, and other variable expenses. It really put into perspective how much I’m spending in each category. The best part, it does the math for you! It did take some time to set up the start page but it’s worth not having to input the information each month. I love the bill calendar and how it lets me know how much money I need to have in my account on specific days when bills are due. I do believe this budget spreadsheet is going to help me pay down my debt and build my savings. This product works great with google sheets which I’m finding I prefer over using a budget app. Just be careful not to copy and paste in certain areas where there are set calculations for the cell or else it will throw off the sums. Overall great product!

The Budget Spreadsheet

It was exactly what I was looking for! Very easy to use, and makes my budgeting journey so much easier!

The Budget Spreadsheet

I love everything about the budgeting spreadsheet! I also bought intentionally rich planner so I plan to tackle 2026 hard! Thank you and I will definitely spread the word how amazing your products are!

The Budget Spreadsheet

Customer photo review of The Budget Spreadsheet

I love this interactive spreadsheet, it SO much better than any of the apps and there’s no monthly fee!

The Budget Spreadsheet

I have tried so many budget apps and spreadsheets and even pen and paper but nothing has worked as well as this spreadsheet. As soon as I started using it something just clicked and it helps very much. I am so glad I found this spreadsheet and I plan on using it from now on to help us. Thank you 😊

The Budget Spreadsheet

I love that it takes thought out of configuring the categories.

The Budget Spreadsheet

This has been such a big help. I’m glad I came across your video.

The Budget Spreadsheet

I have been using the spreadsheet for a month and it has helped me so much.

The Budget Spreadsheet

Your spreadsheet is incredibly well-crafted! I especially love the debt tracker and the sinking funds goal markers—they’re both thoughtfully designed and visually motivating. I did run into a few setup challenges, even after watching the YouTube instructions multiple times, but I’m determined to work through it and get everything aligned. What really stands out are the built-in calculations. I’m proficient in Excel, and even I struggled to replicate these formulas in my own version. That’s why I decided to transfer all my information into this one—it’s just that good. Awesome job!

The Budget Spreadsheet

Customer photo review of The Budget Spreadsheet

I love how it tracks everything and shows me exactly where my money is going. Plus the expense sheet has taught me i do more eating out than i thought LOL

The Budget Spreadsheet

This is a very easy worksheet to use. When using I would go back to your video so I could get things right.

The Budget Spreadsheet

I love this one! I’ve purchased from others before and this one is so easy to use and understand! So so helpful, thank you!

The Budget Spreadsheet

I love the ease of use and organization switching to a digital format. It would be nice however, if the fixed expenses could be included on the start sheet so they automatically populate.

The Budget Spreadsheet

I’ve only been working with the digital planner for a few weeks but it has already made such a huge difference! It’s very well thought out and excuted! (I would never have been able to get excel to do this on my own 😂)

The Budget Spreadsheet

Customer photo review of The Budget Spreadsheet

Love it!! This has been sooo helpful! I’m used to either a notebook or a basic paper financial planner. For years I’ve had errors in my calculations that ended up throwing off my budget. This has helped me tremendously and I’ve only had it for a few weeks. I love that I can access it anywhere I am right on my phone or at home on my computer! For me, the best feature is definitely that everything is automatically calculated for you. That’s the hardest part of budgeting!

The Budget Spreadsheet

I love this product!!! It has helped me get my finances so organized.

The Budget Spreadsheet

I ordered the budget spread sheet in hopes it would help me see where my money goes, how I can cut back and start saving! It was in my email in a matter of minutes!! I watched the YouTube video a couple of times that walks you through how to set it up. It took me a bit to get all the right amounts and dates, but I did it! Now to stick with it so I can work on a savings challenge!

The Budget Spreadsheet