{"title":"BEST SELLERS","description":"\u003cp\u003eThese are the products our baddies swear by! From viral savings challenges to luxe budget binders, every item here is designed to help you save smarter, stay consistent, and keep your finances cute. **save smarter**, **stay consistent**, and **keep your finances cute**\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","products":[{"product_id":"the-1-500-challenge","title":"$1,500 Challenge","description":"\u003cp\u003e\u003cstrong\u003eWhat’s Included:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003e$1500 Challenge Binder\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eChallenge Tracker Card\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eSave up your beginner emergency fund with ease, introducing the $1500 Challenge. \u003cbr\u003e \u003c\/strong\u003e\u003cstrong\u003e\u003cbr\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":44686580351195,"sku":"BIN-BB23-0005.1","price":39.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/IMG-1920.png?v=1755011730"},{"product_id":"10k-unlocked-savings-box","title":"10K Unlocked Savings Box","description":"\u003cp\u003e\u003cspan\u003eTake your savings journey to the next level with the \u003c\/span\u003e\u003cspan\u003e10K Unlocked Savings Box\u003c\/span\u003e\u003cspan\u003e, a sleek, modern, and innovative way to save $10,000. This premium acrylic box combines motivation and accountability to help you achieve your financial goals.\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eOrder Yours Today\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eReady to commit to your financial success? The \u003c\/span\u003e\u003cspan\u003e10K Unlocked Savings Box\u003c\/span\u003e\u003cspan\u003e is your ultimate tool for saving $10,000 and smashing your financial goals—literally. Order now, and start your journey to unlocking the future you deserve.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cstrong\u003eSave it. Seal it. Smash it. Unlock $10,000.\u003c\/strong\u003e\u003c\/em\u003e\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":46333157736667,"sku":"SAVE10KBOX","price":59.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/3D1D9D62-9FAE-4FAF-A973-DAF7884BA8B2.png?v=1738944707"},{"product_id":"the-rich-as-duck-binder","title":"Rich as Duck Challenge","description":"\u003cp\u003e\u003cspan\u003eSave your money in style with the Rich as Duck Challenge! \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis savings binder includes everything you need to easily save $1500-$1700 in a fun and quirky way. With an A6 binder, savings envelopes, and laminated trackers, this self-paced challenge is perfect for those looking to stay organized while reaching their financial goals. Quack-tastic!\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eTo Use: Color a number off of the tracker and add that amount to the allotted envelope. Wash rinse repeat until the challenge is complete. Then take the funds and add them to a HYSA, extra debt payment, or investment account. This challenge can be reused. Simply spray the trackers down with alcohol and wipe with a clean paper towel. Then trackers can be reused. \u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":46409633333467,"sku":null,"price":49.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/RichasDuckCover.png?v=1736539762"},{"product_id":"the-adulting-grown-folks-challenge","title":"The Adulting Challenge","description":"\u003cp\u003e\u003cstrong\u003eBecause nobody warned us that adulting would come with $800 tires, surprise dentist bills, and last-minute group trips to Miami.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe Adulting Challenge is a savings book built around the actual emergencies adult life throws at you. Not a generic emergency fund, not a vague \"save more money\" guilt trip. Thirteen specific themed challenges for the things you know are coming (and the things that always seem to come out of nowhere).\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eHow it works\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eSpin the built-in spinner to randomly pick your next challenge, or pick one based on what's stressing you out this month. Save the amount, fill the matching envelope, cross it off when you're done. Move on to the next. Complete all 13 and you'll have over \u003cb\u003e$10,000\u003c\/b\u003e in real, accessible cash for real, accessible problems.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eWhat's included\u003c\/b\u003e\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e13 themed savings challenges with vibrant visuals and realistic savings goals\u003c\/li\u003e\n\u003cli\u003eBuilt-in spinner so you can randomly pick your next challenge\u003c\/li\u003e\n\u003cli\u003eCoordinating envelopes to stash cash and track progress\u003c\/li\u003e\n\u003cli\u003eTotal savings potential over $10,000 across all 13 challenges combined\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003e\u003cb\u003eThe 13 challenges include\u003c\/b\u003e\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eTired of These Tires:\u003c\/b\u003e Save for a full tire set without maxing your card\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eFlossin' \u0026amp; Financin':\u003c\/b\u003e Dental work isn't cheap. This one's for the deep clean, the crown, the whole jaw situation.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eNew Phone, Who Dis?\u003c\/b\u003e Upgrade your tech without the tears (or the 36-month financing trap)\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHome Goods, What's Good?\u003c\/b\u003e Say goodbye to college futons and mismatched everything\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eIt's Leaving the Group Chat:\u003c\/b\u003e Emergency vacay fund for when the group chat decides on Cabo with two weeks notice\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003ePlus eight more covering everything from \"keep the lights on\" emergencies to bigger life moves.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eWho this is for\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eYou should grab this if you:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAre a grown-ish baddie navigating bills, life, and surprise expenses\u003c\/li\u003e\n\u003cli\u003eWant a savings system with humor and structure (because spreadsheets feel like punishment)\u003c\/li\u003e\n\u003cli\u003eKeep getting blindsided by predictable expenses (cars need tires, teeth need dentists, phones die)\u003c\/li\u003e\n\u003cli\u003eWant to save for multiple things at once instead of one giant emergency fund that feels untouchable\u003c\/li\u003e\n\u003cli\u003eAre the financially curious, tired, and fabulous\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003e\u003cb\u003eFAQ\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eDo I have to do all 13 challenges?\u003c\/b\u003e\u003cbr\u003eNope. Pick the ones that match what's actually going on in your life. The spinner is there if you want randomness, but you can also just open the book and grab whatever feels most urgent.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eHow long will it take to complete all 13?\u003c\/b\u003e\u003cbr\u003eDepends on your pace and budget. Some people knock out a challenge a month, some take a year per challenge. There's no time limit. Use it like a menu, not a deadline.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eIs this a binder or a book?\u003c\/b\u003e\u003cbr\u003eA book with built-in envelopes and a spinner. Different format than the binder challenges (Keep It 100, Pay Me On Friday). Easier to flip through, more variety per page.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eCan I run this alongside other Baddies and Budgets challenges?\u003c\/b\u003e\u003cbr\u003eYes. A lot of customers use this for life expenses while running Pay Me On Friday for weekly habit-building. Different goals, same brain.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eShipping, Returns \u0026amp; Support\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eMost orders ship within \u003cstrong\u003e2–5 business days\u003c\/strong\u003e, excluding weekends and holidays. When your order leaves our facility, we’ll send tracking so you can follow it to your door. We offer free shipping on orders over $150.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eAll sales are final.\u003c\/strong\u003e We do not accept returns or exchanges. If your item arrives damaged or defective, see our \u003ca href=\"\/es\/pages\/returns-and-replacements\"\u003eReturns \u0026amp; Replacements\u003c\/a\u003e page for the replacement process and support options.\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":46837496873179,"sku":"","price":89.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/4_3a2526c9-8eff-4fe1-b9f4-e0e680af3b9c.png?v=1748555346"},{"product_id":"ive-got-5-on-it-5-savings-book","title":"I've Got $5 On It | $5 Savings Book","description":"\u003cblockquote\u003e\u003cp class=\"p1\"\u003e\u003cem\u003eSaving money does not have to feel boring, restrictive, or overwhelming. I’ve Got $5 On It is a physical $5 savings challenge binder designed to help you build consistent savings through small, repeatable cash deposits that actually fit into real life. Fill every pocket and you will have saved $600.\u003c\/em\u003e\u003c\/p\u003e\u003c\/blockquote\u003e\u003ch3\u003e\u003cb\u003eWhy it works...\u003c\/b\u003e\u003c\/h3\u003e\u003cp class=\"p1\"\u003eThis challenge focuses on progress over perfection. By saving just $5 at a time, you create momentum without pressure. Each pocket inside the binder represents a single $5 deposit, and when every slot is full you have saved $600. That makes your progress visible, measurable, and motivating. There are no deadlines, no rigid schedules, and no rules about how fast you must go. You save when it works for you.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eHow it works...\u003c\/b\u003e\u003c\/h3\u003e\u003cp class=\"p1\"\u003eI’ve Got $5 On It uses a visual cash stuffing system that turns spare cash into a habit. Every time you add a $5 bill, you see immediate progress, which reinforces consistency and helps savings feel doable instead of intimidating. This approach works especially well for visual learners, beginners, and anyone who struggles with sticking to traditional savings methods.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eWhat's Included?\u003c\/b\u003e\u003c\/h3\u003e\u003cp class=\"p1\"\u003eThis savings challenge binder includes a spiral bound physical binder, clear cash pockets designed for $5 bills, and printed instructions that explain how to complete the challenge at your own pace. The total savings goal is $600. The front and back cover feature exclusive Baddies and Budgets artwork. Cash shown in photos is for demonstration purposes only and is not included with the product.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eWho This Is For?\u003c\/b\u003e\u003c\/h3\u003e\u003cp class=\"p3\"\u003eThis product is for anyone who wants to save money without pressure or complexity. It is especially helpful for people who prefer visual and hands on money systems, struggle with consistency more than motivation, or want a beginner friendly way to build savings without committing to large amounts at once. It is ideal for anyone looking to start saving, restart after falling off, or make saving feel more realistic and achievable.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eShipping, Returns \u0026amp; Support\u003c\/b\u003e\u003c\/h3\u003e\u003cp class=\"p1\"\u003eThis is a physical product. Most orders ship within \u003cstrong\u003e2–5 business days\u003c\/strong\u003e, excluding weekends and holidays. When your order leaves our facility, we’ll send tracking so you can follow it to your door. We offer free shipping on orders over $150.\u003c\/p\u003e\u003cp class=\"p1\"\u003e\u003cstrong\u003eAll sales are final.\u003c\/strong\u003e We do not accept returns or exchanges. If your item arrives damaged or defective, see our \u003ca href=\"\/es\/pages\/returns-and-replacements\"\u003eReturns \u0026amp; Replacements\u003c\/a\u003e page for the replacement process and support options.\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48144760996059,"sku":"BAD-FIVE","price":39.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/Ivegot_5onitchallenge.png?v=1766522978"},{"product_id":"2026-monthly-savings-challenges","title":"Monthly Savings Challenge","description":"\u003cp class=\"p1\"\u003e\u003cb\u003eA Year of Fun \u0026amp; Financial Wins \u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p3\"\u003eMake saving money exciting and achievable with the \u003cb\u003eMonthly Savings Challenge Binder\u003c\/b\u003e! This \u003cb\u003e2026 Challenge book\u003c\/b\u003e is packed with a variety of creative savings challenges one for each month of the year designed to keep you motivated and on track to hit your financial goals. With envelopes, trackers, and dashboards included, this planner transforms saving money into a fun and rewarding journey.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003eWhy It’s a Must-Have:\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p3\"\u003eSaving money doesn’t have to be boring! The \u003cb\u003eMonthly Savings Challenge Planner\u003c\/b\u003e makes it fun, motivating, and easy to stick to your financial goals. Whether you’re saving for a big purchase, an emergency fund, or just building better habits, this planner turns saving into an adventure you’ll look forward to every month.\u003c\/p\u003e\n\u003cp class=\"p3\"\u003eStart your year of savings challenges today and make financial wins part of your lifestyle! \u003cspan class=\"s1\"\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48112480944347,"sku":null,"price":59.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/IMG-2843.png?v=1767837372"},{"product_id":"budget-planner-set","title":"Budget Planner Set","description":"\u003cp\u003eThis bundle includes:\u003c\/p\u003e\n\u003cp\u003eThe NEW Budget Planner\u003c\/p\u003e\n\u003cp\u003eThe Budget Planner Clear Cover\u003c\/p\u003e\n\u003cp\u003eThe Planner Stickers\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48248505139419,"sku":null,"price":99.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/BudgetPlannerSetBaddiesandBudgets.png?v=1771871765"},{"product_id":"100-envelope-binder-pink","title":"Keep it 100 - Pink | The Slim 100 Envelope Challenge","description":"\u003cp\u003e\u003cstrong\u003eThe 100 envelope challenge, finally redesigned to actually work.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe original 100 envelope challenge went viral because it works. Save $5,050 in 100 envelopes, watch your money grow, feel like a genius. The problem? Most binders out there are bulky, force you to fold every single bill, and leave you with a wrinkled mess at the end that you have to flatten before the bank will take it.\u003c\/p\u003e\u003cp\u003eKeep It 100 fixed all of that. Same challenge, same $5,050 goal, slim compact design, and bills lay flat from start to finish.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eWhat makes ours different\u003c\/b\u003e\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eNo folded bills.\u003c\/b\u003e Slide your cash in flat. Stuffing is faster, unstuffing at the end is way faster.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eSlim and compact.\u003c\/b\u003e Most 100 envelope binders get bulky and awkward by envelope 60. Ours stays sleek the whole way through.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eClean cash flow at the end.\u003c\/b\u003e When you finish, your $5,050 is straight, organized, and deposit-ready. No flattening session at the kitchen table.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHolographic cover\u003c\/b\u003e that catches every light in the room. Building wealth should look good while you do it.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003e\u003cb\u003eHow it works\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eOne hundred numbered clear envelope sleeves. One hundred deposits. Pick a number, stuff the matching dollar amount, mark it on your tracker. Repeat at any pace. When all 100 sleeves are full, you've saved $5,050 in cash. No deadlines, no app, no autopay shame spiral.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eWhat's included\u003c\/b\u003e\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eOne holographic Keep It 100 binder in your color (Pink, Purple, or Silver) with heart clasp closure and tan interior\u003c\/li\u003e\n\u003cli\u003e100 clear numbered envelope sleeves designed to hold bills flat (no folding)\u003c\/li\u003e\n\u003cli\u003e100 Envelope Challenge tracking insert\u003c\/li\u003e\n\u003cli\u003ePocket inside for your tracker so it stays put\u003c\/li\u003e\n\u003cli\u003eBaddies and Budgets branded interior\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003e\u003cb\u003eWho this is for\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eYou should grab this if you:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWant to save $5,050 but the standard 100 envelope challenge feels overwhelming\u003c\/li\u003e\n\u003cli\u003eHave started savings challenges before and quit halfway through\u003c\/li\u003e\n\u003cli\u003eHate folding bills and dealing with crumpled cash at the end\u003c\/li\u003e\n\u003cli\u003eWant a binder that's small enough to actually carry, not a clunky brick\u003c\/li\u003e\n\u003cli\u003eAre ready for a real challenge but want it designed in a way that lets you finish\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003e\u003cb\u003eFAQ\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eHow much will I save?\u003c\/b\u003e\u003cbr\u003e$5,050 if you complete all 100 envelopes. Same as the original 100 envelope challenge. The challenge isn't easier, the binder is.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eDo I have to fold the bills?\u003c\/b\u003e\u003cbr\u003eNo, and this is the biggest reason people pick this binder over others. Bills slide in flat. When you finish, your money is straight and ready to deposit, not a wrinkled stack you have to spend an hour flattening out.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eHow long does it take to finish?\u003c\/b\u003e\u003cbr\u003eUp to you. Some people finish in 100 days, some take a year, some take two. There's no built-in deadline. Save when you have the money, skip when you don't.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhat size is the binder?\u003c\/b\u003e\u003cbr\u003eA6, the slim and compact version on purpose. Small enough to keep on your desk, in your bag, or anywhere you actually want to look at it.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhich color should I pick?\u003c\/b\u003e\u003cbr\u003eWhichever holographic finish makes you want to actually open it. Pink is the most popular. Purple is bold. Silver goes with everything.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eCan I reuse it?\u003c\/b\u003e\u003cbr\u003eYes. Once you cash out, the binder and sleeves are ready for round two.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eShipping, Returns \u0026amp; Support\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eMost orders ship within \u003cstrong\u003e2–5 business days\u003c\/strong\u003e, excluding weekends and holidays. When your order leaves our facility, we’ll send tracking so you can follow it to your door. We offer free shipping on orders over $150.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eAll sales are final.\u003c\/strong\u003e We do not accept returns or exchanges. If your item arrives damaged or defective, see our \u003ca href=\"\/es\/pages\/returns-and-replacements\"\u003eReturns \u0026amp; Replacements\u003c\/a\u003e page for the replacement process and support options.\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48272200663259,"sku":null,"price":69.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/IMG-3698.png?v=1771361985"},{"product_id":"pay-me-on-friday-pink","title":"Pay Me On Friday - Pink","description":"\u003cp\u003e\u003cstrong\u003eFridays just got expensive. For your future self, in the best way.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003ePay Me On Friday turns your payday into a standing date with your money. Every Friday, you open the binder, slide your bills in flat (no folding, no creasing, no wrestling), and watch your stack grow. No app, no autopay, no hoping you remember. Just you, your cash, and the most satisfying weekly ritual you'll ever build.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eThe fold-free design is the part nobody else is doing.\u003c\/b\u003e Most cash stuffing binders make you fold every single bill, which means when it's time to cash out a year of savings, you're sitting at the kitchen table unfolding a stack of wrinkled bills before the bank teller will even look at you. Ours fits bills flat. Stuffing is faster, unstuffing is faster, and your cash actually looks like cash when you walk into the bank.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eHow it works\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003ePick one of two trackers based on what works for your brain:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eCountdown Tracker:\u003c\/b\u003e Start big, end small. $52 in week one, $1 in week 52. Saves \u003cb\u003e$1,428\u003c\/b\u003e base. If you like knocking out hard stuff first, this is yours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eLevel-Up Tracker:\u003c\/b\u003e Preset amounts that mix it up so saving never feels routine. Saves \u003cb\u003earound $1,585\u003c\/b\u003e. Better if you'd quit a $52 first week before you started.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eBoth trackers are laminated so you can mark them up with a dry erase marker, wipe clean, and reuse next year. Both come with two $25 bonus envelopes ($50 extra) for weeks you're feeling generous with yourself. Stick with it for a year and you'll have between $1,428 and $1,585 in cash, depending on which tracker you ran. That's a vacation. That's a fully funded emergency starter. That's whatever you decide it is.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eWhat's included\u003c\/b\u003e\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eOne Pay Me On Friday holographic binder in your color of choice (Hot Pink, Silver, or Purple)\u003c\/li\u003e\n\u003cli\u003eClear cash envelopes designed to hold bills flat (no folding required) so stuffing and unstuffing are both fast\u003c\/li\u003e\n\u003cli\u003eBoth tracker options inside (Countdown and Level-Up), laminated and reusable\u003c\/li\u003e\n\u003cli\u003eTwo $25 bonus envelopes\u003c\/li\u003e\n\u003cli\u003eReference card tucked in the pocket so you never have to guess what to do next\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003e\u003cb\u003eWho this is for\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eYou should grab this if you:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eGet paid weekly or bi-weekly and need a savings habit that fits your pay schedule\u003c\/li\u003e\n\u003cli\u003eHave tried savings apps and ignored every notification\u003c\/li\u003e\n\u003cli\u003eNeed to see and touch your money for it to feel real\u003c\/li\u003e\n\u003cli\u003eWant a savings goal you can actually finish, not a five-year plan that breaks by March\u003c\/li\u003e\n\u003cli\u003eAlready love the 100 envelope challenge and want a weekly version that won't burn you out\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003e\u003cb\u003eFAQ\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eHow much will I really save?\u003c\/b\u003e\u003cbr\u003eDepends on which tracker you use. Countdown saves $1,428 base. Level-Up saves around $1,585. Add the two $25 bonus envelopes for an extra $50 either way. Skip weeks and you save less. Still way more than the $0 you'd save without it.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhat's the difference between the two trackers?\u003c\/b\u003e\u003cbr\u003eCountdown starts at $52 and works down to $1 (saves $1,428). Level-Up uses preset mixed amounts that keep things interesting (saves about $1,585). Both are in the binder. You pick whichever one fits your brain.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhat if I miss a Friday?\u003c\/b\u003e\u003cbr\u003eStuff it on Saturday. Or double up next week. There's no app to lock you out and no streak to lose. The whole point is showing up imperfectly forever instead of perfectly for two weeks.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eDo I have to fold the bills?\u003c\/b\u003e\u003cbr\u003eNo. This is one of the biggest things that sets our binders apart. Bills slide in flat, so stuffing is faster and, more importantly, unstuffing at the end of the year is way easier. No more sitting at the kitchen table flattening out a stack of wrinkled bills before you can deposit them.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eIs this the same as the 100 envelope challenge?\u003c\/b\u003e\u003cbr\u003eNo. 100 envelopes is the all-in version that saves $5,050. Pay Me On Friday is the weekly version designed around your paycheck. Different pace, same satisfying ritual.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhich color should I pick?\u003c\/b\u003e\u003cbr\u003eWhichever holographic finish you'll actually want to look at every Friday. Hot Pink is the classic. Silver is the most neutral. Purple is for the bold ones.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eCan I reuse it next year?\u003c\/b\u003e\u003cbr\u003eYes. Cash out at the end of the year, deposit your savings wherever it needs to go, wipe the laminated trackers clean, and start a fresh round in January.\u003c\/p\u003e\u003ch3\u003e\u003cb\u003eShipping, Returns \u0026amp; Support\u003c\/b\u003e\u003c\/h3\u003e\u003cp\u003eMost orders ship within \u003cstrong\u003e2–5 business days\u003c\/strong\u003e, excluding weekends and holidays. When your order leaves our facility, we’ll send tracking so you can follow it to your door. We offer free shipping on orders over $150.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eAll sales are final.\u003c\/strong\u003e We do not accept returns or exchanges. If your item arrives damaged or defective, see our \u003ca href=\"\/es\/pages\/returns-and-replacements\"\u003eReturns \u0026amp; Replacements\u003c\/a\u003e page for the replacement process and support options.\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48286128570587,"sku":null,"price":74.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/Addicted-2.png?v=1771548308"},{"product_id":"teddy-cup","title":"Teddy Cup","description":"\u003cp\u003e\u003cspan\u003eMeet the Baddies \u0026amp; Budgets Teddy Cup. The cutest way to upgrade your daily drinks.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis 20 oz teddy bear shaped glass cup turns your iced coffee, matcha, tea, or water into a full aesthetic moment. With its playful bear silhouette, soft pink lid, and reusable straw, it instantly makes your drink feel a little more fun and a lot more adorable.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eMade from high quality borosilicate glass, this cup is stronger and more durable than standard glass while still feeling lightweight and comfortable to hold. Borosilicate glass is known for its resistance to temperature changes, meaning it handles your iced coffees and cold drinks beautifully without easily cracking.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThe clear teddy design also lets your drink become part of the look. Creamy coffee swirls, matcha layers, colorful juices, and sparkling drinks all look extra cute inside.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eProduct Details\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• 20 oz capacity\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• Made from high quality borosilicate glass\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• Adorable teddy bear shaped design\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• Clear glass body to showcase your drink\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• Pink lid with reusable straw\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• Durable and reusable for everyday use\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003ePerfect for iced coffee, matcha, tea, juice, soda, or water.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eBecause hydration is important. But doing it in a teddy bear cup just makes life better.\u003c\/span\u003e\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48365253001435,"sku":null,"price":29.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/teddy_cup_baddies_and_budgets.png?v=1777580847"},{"product_id":"in-case-of-emergency-bank","title":"In Case Of Emergency Bank","description":"\u003ch2 class=\"p1\"\u003e\u003cstrong\u003eValentine Edition Savings Bank\u003c\/strong\u003e\u003c\/h2\u003e\n\u003cp class=\"p1\"\u003eLet’s be real for a second.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eNot every purchase is a need. Some of them are just emotions with a price tag.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eThis isn’t just a piggy bank.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eThis is your pause button.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch3 class=\"p4\"\u003e\n\u003cb\u003eWhat It Does\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\n\u003c\/h3\u003e\n\u003cp class=\"p1\"\u003eWhen you feel the urge to spend impulsively, this gives you somewhere else to put that money.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eInstead of tapping your card, you deposit it here.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAnd if you want it back?\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eYou’ll have to break it.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eThat’s intentional.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch3 class=\"p4\"\u003e\n\u003cb\u003eWhy It Works\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\n\u003c\/h3\u003e\n\u003cp class=\"p2\"\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eEmotional spending happens fast.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eThis slows you down.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eIt creates a moment where you have to ask yourself:\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eDo I actually want this, or am I just reacting?\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eThat one question can save you hundreds, even thousands.\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e \u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch4 class=\"p4\"\u003e\n\u003cb\u003eFeatures\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\n\u003c\/h4\u003e\n\u003cp class=\"p5\"\u003e\u003cspan class=\"Apple-tab-span\"\u003e\u003c\/span\u003e•\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003ePremium red acrylic design with embedded money and heart visuals\u003c\/p\u003e\n\u003cp class=\"p5\"\u003e\u003cspan class=\"Apple-tab-span\"\u003e\u003c\/span\u003e•\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003eBold front message for daily reinforcement\u003c\/p\u003e\n\u003cp class=\"p5\"\u003e\u003cspan class=\"Apple-tab-span\"\u003e\u003c\/span\u003e•\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003eFully enclosed structure to protect your savings\u003c\/p\u003e\n\u003cp class=\"p5\"\u003e\u003cspan class=\"Apple-tab-span\"\u003e\u003c\/span\u003e•\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003eTop slot for easy deposits\u003c\/p\u003e\n\u003cp class=\"p5\"\u003e\u003cspan class=\"Apple-tab-span\"\u003e\u003c\/span\u003e•\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003eDesigned to be opened only with intention\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e \u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch4 class=\"p4\"\u003e\n\u003cb\u003eHow to Use\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\n\u003c\/h4\u003e\n\u003cp class=\"p1\"\u003eSet a goal or simply use it as your emotional spending fund\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAdd money whenever you feel the urge to spend unnecessarily\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eLet it build over time\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBreak only when it truly makes sense\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e \u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch4 class=\"p4\"\u003e\n\u003cb\u003eWho It’s For\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\n\u003c\/h4\u003e\n\u003cp class=\"p1\"\u003eAnyone working on discipline with money\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAnyone tired of impulse purchases\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAnyone serious about stepping into a higher financial standard\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e \u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch4 class=\"p4\"\u003e\n\u003cb\u003eThe Truth\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\n\u003c\/h4\u003e\n\u003cp class=\"p1\"\u003eIf your money is easy to access, it’s easy to spend.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eIf it requires intention, you move differently.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eThis is about control. Not restriction.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAdd it to your routine and start making decisions you won’t regret later.\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48533675344091,"sku":null,"price":29.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/IMG-4281.png?v=1774977966"},{"product_id":"20-challenge-spiral","title":"$20 Challenge Book","description":"\u003cp class=\"p1\"\u003eValentine Edition\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eThe $20 Savings Challenge Book is a structured savings tool designed to help you build $1,000 using consistent, manageable deposits.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eEach icon inside the tracker represents $20. As you complete each section, you set aside $20 and mark it off, giving you a clear, visual way to track your progress from start to finish.\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e\u003cb\u003eHow It Works\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eEach time you save $20, mark off one section in the tracker. Continue until all sections are complete and you’ve reached your $1,000 goal. This system keeps saving simple, predictable, and easy to stay consistent with.\u003c\/p\u003e\n\u003cp class=\"p2\"\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e\u003cb\u003eProduct Details\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eTotal Savings Goal: $1,000\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eIncrement: $20 per section\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eCoil bound book design for easy flipping\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eDurable laminated pages for long term use\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eCompact size for storing or carrying in your binder or bag\u003c\/p\u003e\n\u003cp class=\"p1\"\u003ePre printed tracker for clear progress visualization\u003c\/p\u003e\n\u003cp class=\"p2\"\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e\u003cb\u003eFeatures\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eVisual savings tracker to keep you motivated\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eStructured layout that removes guesswork\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eReusable format when paired with your own tracking method\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eDesigned for cash stuffing or traditional saving methods\u003c\/p\u003e\n\u003cp class=\"p2\"\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e\u003cb\u003eIdeal For\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAnyone looking to save $1,000 in a simple way\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBeginners who want a clear starting point\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBudgeters who prefer fixed, consistent amounts\u003c\/p\u003e\n\u003cp class=\"p1\"\u003ePairing with sinking funds or savings challenges\u003c\/p\u003e\n\u003cp class=\"p3\"\u003e\u003cb\u003eWhy It Works\u003c\/b\u003e\u003cb\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eSaving $1,000 can feel overwhelming when there’s no plan. This breaks it down into smaller, repeatable steps so you always know exactly what to do next.\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eNo guessing. No overthinking. Just progress.\u003c\/p\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48533734555867,"sku":null,"price":19.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/IMG-4288.png?v=1774979083"},{"product_id":"anniversary-box","title":"Baddies \u0026 Budgets 5th Anniversary Limited Edition Box","description":"\u003cdiv\u003e\n\u003cp\u003eCelebrate 5 years of saving pretty with the Limited Edition Anniversary Box from Baddies \u0026amp; Budgets. This exclusive, one-time-only physical gift bundle was designed for the baddie who is ready to level up her savings, get organized, and step into financial freedom with intention.\u003c\/p\u003e\n\u003cp\u003eOnly 300 boxes were produced. Once they sell out, they will never be restocked.\u003c\/p\u003e\n\u003ch3\u003eWHAT IS INCLUDED:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003e40oz Glass Cup\u003c\/strong\u003e — Stay hydrated while you secure the bag. Features a bamboo lid, pink silicone base, glass handle, and silver metal straw.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBaddies Savings Challenge Book with Custom A6 Binder and Coordinating A6 Envelopes\u003c\/strong\u003e — Your money, organized and pretty. Includes savings challenges designed to help you stack your coins with purpose.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTufted A6 and A7 Binder with Black Zippered Envelopes\u003c\/strong\u003e — Pink quilted leather with gold ring hardware, card slots, and coordinating black A6 and A7 zippered envelopes for cash stuffing.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLavender Baddie Ballpoint Pen\u003c\/strong\u003e — Sign your checks and write your goals in style. Branded with the Baddies \u0026amp; Budgets logo.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLetter to Your Future Self Booklet\u003c\/strong\u003e — \"Sincerely, Your Future Rich Self.\" A guided envelope booklet to write letters to the woman you are becoming. Includes prompts to help you set your financial intentions.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWHY THIS BOX:\u003c\/h3\u003e\n\u003cp\u003eThis is not just a product bundle. This is 5 years of community, growth, and wealth building wrapped into one collector's edition box. Every item was thoughtfully designed to help you save with intention, stay consistent, and look good doing it.\u003c\/p\u003e\n\u003ch3\u003eDETAILS:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eQuantity: Limited to 300 boxes worldwide\u003c\/li\u003e\n\u003cli\u003eRestock: None. This is a one-time anniversary drop.\u003c\/li\u003e\n\u003cli\u003eShipping: Orders will be packed and shipped live on launch day.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eBe intentional. Get rich.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Baddies and Budgets","offers":[{"title":"Default Title","offer_id":48732116189403,"sku":null,"price":225.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/0970\/6172\/files\/Baddiesandbudgetsanniversarybox2026.png?v=1777576931"},{"product_id":"investment-bestie","title":"Investment Bestie","description":"\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eYour Investment Bestie Binder\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eTrack it. Learn it. 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